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    Carolina Fortified

    Charleston Area · Charleston County

    FORTIFIED Roof Evaluators in Charleston, SC

    We place homeowners across Charleston, Mount Pleasant, the sea islands and the Berkeley and Dorchester suburbs with licensed, insured, IBHS-certified FORTIFIED evaluators.

    The National Weather Service counts 18 tropical cyclone landfalls in Charleston County between 1851 and 2021.

    Get Matched with an Evaluator South Carolina Overview
    Painted map of South Carolina with the coastal FORTIFIED service counties in green

    Storm history

    Hurricanes That Shaped Charleston

    1. 1893 · October 1893 Hurricane

      Made landfall as a Category 3 just north of Charleston.

      Source

    2. 1989 · Hurricane Hugo

      Made landfall at Sullivan's Island as a Category 4. Charleston Harbor reached a record 12.52 feet, and up to 80% of the city's roofs were damaged.

      Source

    3. 2016 · Hurricane Matthew

      Made landfall near Cape Romain. Charleston Harbor reached 9.29 feet, then the third-highest tide on record.

      Source

    4. 2023 · Hurricane Idalia

      Pushed the Charleston tide to 9.23 feet, the fifth-highest on record, with damaging surge along parts of the coast.

      Source

    Grants and savings

    FORTIFIED Help for Charleston Homeowners

    SC Safe Home grant

    Up to $7,500

    For a roof retrofit that meets both SC Safe Home and IBHS FORTIFIED Roof standards. Households at or above 80% of area median income qualify for a $6,000 matching grant.

    SC Department of Insurance

    Eligible counties

    11 counties

    Beaufort, Berkeley, Charleston, Colleton, Dorchester, Florence, Georgetown, Horry, Jasper, Marion and Williamsburg. Owner-occupied, single-family primary homes.

    SC Safe Home FAQ

    Insurance savings

    Mitigation credits

    State law requires coastal rating plans to include credits for wind-resistant construction. Amounts vary by carrier, and insurers must disclose them at every renewal.

    S.C. Code § 38-73-1095

    State tax credits

    $1,000 + $1,500

    A credit of 25% of retrofit costs up to $1,000, plus up to $1,500 for sales tax paid on fortification materials, for your legal residence.

    SC Department of Insurance

    Charleston County homeowners received 200 SC Safe Home grants in 2025, according to the SC Department of Insurance. Read the SC Safe Home grant guide or see grants by county.

    Local repair help in Charleston County

    City of Charleston roof replacement

    Homeowners at or below 80% of area median income can get a roof replaced and repay half on a 10-year, 3% loan, with the rest forgiven at the end of the term.

    City of Charleston

    These programs fix existing problems; they are not FORTIFIED grants. More in other roof assistance.

    Also Serving Charleston County

    Every South Carolina county we serve

    Protect Your Charleston Home

    We place you with a licensed, certified and insured FORTIFIED evaluator who documents your roof for the designation.

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